stolen bikes per year
Bicycle thefts reported to the police in Germany — Police Crime Statistics (PKS) 2024.
Locks, Security Measures, and Insurance — how these three pillars work together, which types of locks are effective, and what to do immediately in the event of a theft.
Professionally organized criminals, few solved cases, rising losses: The statistics show why layered prevention is essential.
Bicycle thefts reported to the police in Germany — Police Crime Statistics (PKS) 2024.
Fewer than one in ten reported bicycle thefts are solved (PKS). Those who document the incident beforehand have a better chance of recovery.
Average compensation paid by insurers per bicycle theft, according to the GDV — and the trend is rising.
Each pillar on its own can be overcome—it’s only the combination of mechanics, identity, and security that makes your bike a poor target.
The first line of defense: A high-quality lock delays a theft long enough that the risk becomes too high for the thief. Cheap models, on the other hand, can be cut open with bolt cutters in less than a minute—the table below shows which types of locks are effective.
Even the best lock can be broken with enough time and the right tools. Encryption and registration make your bike permanently traceable—instead of just one of millions of anonymous bikes. The BikePass is the free foundation: your digital proof of ownership in less than 3 minutes.
Sign up for freeIf all other measures fail, insurance will cover the financial loss. Specialized policies generally reimburse the replacement value—without the strict limits that many home insurance policies impose on bicycles.
Rule of thumb: Invest at least 10% of the bike’s value in a lock. For bikes worth up to €500, a good folding lock is sufficient; for bikes worth €1,500 or more—especially e-bikes—you should use two different locks on the bike.
| Lock Type | Security | Weight | Flexibility | Price |
|---|---|---|---|---|
| U-lock | ★★★★★ | high | low | 80–250 € |
| Folding lock | ★★★★☆ | medium | high | 60–180 € |
| Chain lock | ★★★★☆ | very high | medium | 70–200 € |
| Armored Cable Lock | ★★★☆☆ | medium | high | 40–120 € |
| Frame lock | ★★☆☆☆ | low | low | 20–60 € |
Top pick by Stiftung Warentest (3/2025): the ABUS Granit Super Extreme 2500 U-lock, rated 1.2—the best bike lock ever tested. When locking your bike, always secure both the frame and the wheel to a firmly anchored object—not just the front wheel, and not to streetlights or construction fences.
Included for free with the BikePass: frame number, photos, and receipts as digital proof of ownership for the police and insurance companies — accessible throughout the EU, even without a sticker.
Register Your Bike for FreeA professional can open a lock with the right tools. A code linked to proof of ownership stays with your bike permanently—and makes it harder for thieves to resell it, because coded bikes stand out on the black market.
Free and in less than 3 minutes: Your frame number, brand, photos, and receipts are available as digital proof of ownership for the police and your insurance company. It works even without a sticker, for any number of bikes—existing markings, such as the ADFC embossing (approx. €15), can be easily added.
The coding kit (€34.99) includes two tamper-proof QR stickers for the frame and battery: 30 × 30 mm, UV-, weather-, and heat-resistant, protected from abrasion by a laminate, and cannot be removed without leaving residue. You can apply them yourself at home—no appointment needed, and your warranty remains valid.
If you report your bike as stolen, that status will be visible to the authorities. Anyone who scans the QR code—whether it’s the person who found it, a buyer, or the police—will immediately see the information and can contact you anonymously without your personal information being disclosed.
Generally speaking, yes, for bikes worth around 1,500 € or more—and definitely for e-bikes. The key distinction is between household property coverage and a specialized policy.
Many home insurance policies cover bicycle theft—but often only up to 1% of the insured amount. For €50,000 in household contents, that amounts to just €500. In addition, there is often a nighttime clause that excludes theft occurring at night outside the home. That’s rarely enough for high-value bicycles.
Standalone insurance plans typically cost €5–15 per month and generally offer replacement at new value rather than current market value, 24/7 coverage without a nighttime exclusion, and often extras such as battery protection or roadside assistance. A standard requirement is a recognized lock; some plans also require coding or registration—the BikePass documentation makes it easier to provide proof in any case.
The first 24 hours are crucial. Follow these steps in order.
Check first: Sometimes the bike was just moved a short distance or removed by the city’s public order office.
Whether online or at the police station—have your frame number, BikePass ID, and proof of purchase ready. You'll need the case number for insurance purposes.
One click in the BikePass web app: The ID becomes visible to authorities in the Europe-wide registry—and anyone who scans the QR code can immediately see the theft status.
For many insurance plans, you’re required to report the incident within 48 hours. Be sure to include a police report—otherwise, you risk not getting reimbursed.
Classifieds, Quoka, Facebook Marketplace: Search regularly by brand, model, and color—stolen bikes often turn up there.
Local Facebook groups, Nextdoor, or nebenan.de: A post with a photo, frame number, and the location of the theft can alert many people in the neighborhood.
Some thieves try to trade in bikes at dealerships. A quick heads-up to local repair shops and stores can stop them from being resold.
E-bikes are particularly popular among organized groups—and there are three additional rules to follow.
Without a battery, an e-bike is worth significantly less on the black market—so many thieves just leave it behind.
For bikes worth around €2,500 or more, a single lock isn't enough: Combine two different types—ideally a U-lock and a folding lock.
Hidden in the frame, it transmits the bike's real-time location after a theft. A one-time fee of 100–300 € plus a small subscription fee—worth it for bikes valued at 2,500 € or more.

Greater protection through visible bicycle coding
The BikePass ID is our system for bike registration: a visible label with a QR code that links your bike to your digital pass.
Real testimonials from the BikePass community.
Europe-wide registry — accessible to authorities in the event of a discovery or inspection.
Data is hosted in Europe and visible only to you.
With just a few clicks, the passport is transferred to its new owner.
Existing codes and serial numbers can be entered easily.
According to Stiftung Warentest (Issue 3/2025), the ABUS Granit Super Extreme 2500, with a rating of 1.2, is the best bike lock ever tested. Important: Even the best lock only provides protection if it is used correctly—securing both the frame and the wheel to a firmly anchored object.
This is often not the case with home contents insurance: Many policies include a nighttime clause that excludes theft occurring outside the home at night. With specialized bicycle insurance, however, 24/7 coverage is usually standard. Be sure to review the insurance terms and conditions before purchasing a policy.
There is no legal requirement to do so. However, it makes sense to register your bike in a verifiable database such as BikePass: It works throughout the EU, can be updated immediately, and, in the event of an emergency, provides proof of ownership for the police and your insurance company.
Excesses typically range from 0 to 150 €. Policies without an excess cost more, but are less stressful in the event of a claim.
Specialized bicycle insurance policies typically cost between 60 and 180 € per year—depending on the value of the bike, place of residence, and coverage options. E-bikes often incur an additional charge.
Yes—provided the usual requirements are met: a police report, a properly locked bicycle, timely notification, and a lock that meets the plan’s requirements. Anyone who fails to meet one of these requirements risks losing coverage.
Maybe for an old city bike you use to pick up bread rolls. But not for high-end bikes and e-bikes—the rule of thumb there is: invest at least 10% of the bike’s value in a lock.
Bought a lock? Then all that's missing is your bike's ID: Register your bike now for free with BikePass—your digital proof of ownership, valid throughout the EU.
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